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Statistics tell us that around 88% or people don’t leave home these days without their mobile phones. Given that most of us rely on these ubiquitous devices every day losing one can be a disaster.

Increasinglly compact and lightweight mobile phones mean that they are easily lost, misplaced or fall out of pockets. In 2008 around 200,000 mobile phones went into washing machines, around 600,000 were dropped down the loo and 55,000 were left in the back of taxis.

There is also the growing and worrying risk of theft. There are over 2 million mobile phones stolen in the UK every year. This means that 1 mobile phone is stolen around every 12 seconds and this worrying trend is on the increase.

If a mobile phone is lost there is the initial financial headache of replacement. But there may be some significant call charges arising between the time when the phone was stolen and when it is eventually disabled. Then there is the impact of lost data, especially contacts.

It is estimated that fewer than 2 in 10 mobile phone users keep their phone SIM card data backed up to a separate device. Although modern phones come with software that makes it simple to transfer data to a computer still people don’t take advantage of this simple facility.

So what can we each do to protect ourselves and our valuable data against loss or theft?

  1. The first thing to do is not to make it easy for a thief to steal your mobile phone. Keep it somewhere secure and don’t ever leave it unattended in the car or anywhere else.
  2. Make certain you record the IMEI (International Mobile Equipment Identity) number of your phone. This is a number that is unique to every mobile phone and can be used to disable a phone if it’s been lost or stolen.
  3. Most moble phones can be configured to only operate after a PIN has been entered. This can be a bit of a nuisance but it will prevent a thief from running up substantial bills on your account.
  4. Another simple step is to switch your phone to vibrate mode when in a busy public place in order to ensure that nobody else is alerted when your phone rings.
  5. You may like to engrave your name and maybe your car registration details onto your phone and its battery. Alternatively you might like to use a system for attaching unique serial number stickers to your phone (as provided by trackitback.com) to your mobile phone as this will help identify the phone if it is lost or stolen.
  6. It is worthwhile getting into the habit of backing up your SIM card data frequently. As a general rule you should back up your phone data as often as possible which should be every day if you are updating your contacts or appointments every day.
  7. Finally, make certain that you have some mobile phone insurance that provides the protection that you need. There are differences between various mobile phone insurance policies so be certain to read the small print and ensure that the policy suits your requirements.

Hopefully you and your mobile phone will not become one of the future lost or stolen statistics.

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You may also like to protect your income with income protection and don’t overlook the need to protect other devices with some useful gadget insurance.

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